Yes Bank Credit Card Status – Eligibility, Features, Benefits 2023

Yes Bank Credit Card Status, Yes bank offers a wide range of credit cards with a ton of features, privileges, and rewarding loyalty programs. You can go hassle-free cashless payment option with Yes bank credit cards. As per the different needs and requirements of each customer, Yes bank designed every card to cover all kinds of luxuries of their customers.

Whatsapp Group Join
Telegram channel Join

Before unlocking the privileges with your Yes bank credit card, first, you need to know all the details about the Yes bank credit cards. So you can easily apply for this credit card. Let’s start with the eligibility criteria for a Yes bank credit card. 

Eligibility criteria for Yes bank Credit Card

There are a few things that you need to know before applying for a Yes Bank Credit Card Status.

  • To apply for a Yes bank credit card, the applicant should be age between 21 years to 60 years. 
  • Below 21 years of age are not eligible to apply for a Yes Bank Credit Card Status. 
  • You need an ideal civil score to apply for a Yes bank credit card, preferably more than 750. 
  • Salaried, students. Independent workers such as drivers, electricians, farmers, etc, retired persons, home-makers, and self-employed individuals like C.A, doctors, etc can be able to apply for a Yes bank credit card. 
  • Only Indian citizens can be able to apply for Yes bank credit cards. 

Also Check :

Documents needed to apply for Yes Bank credit card 

Here, the following is the list of documents that you need before applying for a Yes Bank Credit Card Status,

  • A photocopy of identity proof, any one of the following 
  • PAN card 
  • AADHAAR card
  • Driving license 
  • Passport 
  • Voter ID
  • JOB card issued by NREGA for overseas citizens of India 
  • Photocopy of the following as your address proof, 
  • Aadhaar card
  • Driving license 
  • Utility bill within 3 months 
  • Ration card 
  • Property registration papers 
  • Bank account statement
  • Photocopy of the following as the applicant’s income proof, 
  • For a salaried individual, payslips for the last 3 months 
  • Self-employed, they need to fill the FORM 16 or the last 3 months’ bank statement 
  • IT returns

Please note, all the above-mentioned documents are subject to change as they may vary from person to person as per bank rules. 

Range of Yes Bank credit cards

As we discuss earlier that Yes bank offers a wide range of credit cards, here is the list of all Yes Bank Credit Card Status for your preferences. 

  • Yes First preferred credit card 
  • Yes Prosperity edge credit card 
  • Yes Bank Wellness Plus credit card
  • Yes Prosperity Cashback credit card
  • Yes FIRST Exclusive credit card
  • Yes Prosperity Rewards credit cards
  • Yes Bank Wellness credit card 
  • Yes Premia Credit card

How to apply for a Yes Bank credit card?

To apply online for a Yes bank credit card, you need to follow the given steps, 

  • Go to the official website of Yes bank 
  • Press the Credit card option on the page 
  • Choose from the list of Yes bank credit card 
  • Click on apply now the option of your selected credit card
  • After that, a new page opens where you need to fill in all the details and submit your documents online
  • Then click on the submit button to complete the procedure. 

How long does it take to get a Yes Bank credit card?

After applying for a Yes bank credit card it up to up to 3-4 weeks to reach your address. During this time you can check the status of your credit card.

know the Yes Bank Credit Card Status?

To know the status of your Yes Bank Credit Card Status, you can do it online and offline in both mediums. 

To check your application status online you need to follow the following steps, 

  • Go to the official website of Yes bank. 
  • Select the option Personal banking from the left navigation menu. 
  • Click on the Individual option. 
  • Click on the Card button.
  • Here on this page find your individual card among the list of cards.
  • Now, click on the Credit card Application status 
  • Here you need to fill up a form with information about your application ID, mobile number, email ID, and so on. 
  • Now click on the submit button to complete the process. 
  • Now you can see the status of your application.

To check your application status offline here are some processes that you can follow,

To check your application status through your mobile you need to call the customer care number of Yes bank- 1800-103-1212, if you live out of India then the customer care number is +91-22-4935-0000.

For checking the status through email you can request the given below email address- [email protected], [email protected] 

Fees of Yes Bank credit card 

Here are the fees of the Yes Bank Credit Card Status, 

  • Joining Fees of Yes bank credit cards vary from one card to another card but it will start from Rs. 399 minimum.
  • Annual Yes bank credit card charges also vary from one card to another but it will start from Rs. 399 minimum.
  • Finance charges for Yes FIRST Preferred/ Yes Private Card/ Yes First Exclusive are 1.99% monthly and 23.88% annually. 
  • Late payment fees for outstanding amounts between Rs. 100-500 is Rs.150.
  • Late payment fees for an outstanding amount between Rs. 501- 5000 is Rs. 500 
  • Late payment fees for outstanding amounts between Rs. 5001- 20,000 is Rs. 750.
  • And late payment fees for outstanding amounts between Rs. 20,000 and above is Rs. 1000.

Please note that the above-mentioned fees are subject to change as per the bank rules.

Benefits of Yes Bank credit card 

Let’s check out the special benefits and reward programmes of every different Yes Bank Credit Card Status

  • Yes First Exclusive card
  • On the first transaction with your Yes Prosperity Business card, you can get a 40,000 reward point as a welcome gift within the first 90 days of the card issuer. 
  • Every time when renewing your card you can get 30000 reward points for card renewal.
  • 12 reward points for every Rs. 200 spent on all categories 
  • And 6 reward points on selected categories for every Rs. 200 spent. 
  • 1000 registration rewards when registered at YES PAYNOW. 
  • The value of every reward point is Rs. 0.25 and these reward points have no such limited validity on them.
  • Reward points can redeem against an exclusive gift catalogue.  
  • On annual 20 lakhs spending, you will earn 25000 reward points. 
  • For fuel transactions between Rs. 400-5000 on any petrol pumps, the fuel surcharge will be waived up to Rs. 250. 
  • For the overdue amounts, there is only a 1.99% interest rate per month and a 23.88% annual interest rate.
  •  Preferential Foreign currency markup of 1.75% only. 
  • Unlimited domestic complimentary lounge access every year.
  • Unlimited complimentary Priority Pass membership outside India.
  • 3 crore air accidental cover in case of a flight accident. 
  • For emergency hospitalization cases, a Medical insurance cover of Rs. 25 lakh you get when travelling overseas.
  • Up to 25% off on movie ticket booking at the Bookmyshow website every month. 
  • Yes First Preferred card 
  • On the first transaction with your Yes Prosperity Business card, you can get a 10,000 reward point as a welcome gift within the first 90 days from the date the card is issue. 
  • Every time when renewing your card you can get 7500 reward points for card renewal.
  • 8 reward points for every Rs. 200 spent on all categories 
  • And 4 reward points on selected categories for every Rs. 200 spent. 
  • 1000 registration rewards when registered at YES PAYNOW. 
  • The value of every reward point is Rs. 0.25 and these reward points have no such limited validity on them.
  • Reward points can redeem against an exclusive gift catalogue.  
  • On annual 7.5 lakhs spending, you will earn 20000 reward points. 
  • For fuel transactions between Rs. 400-5000 on any petrol pumps, the fuel surcharge will be waived up to Rs. 250. 
  • For the overdue amounts, there is only a 3.5% interest rate per month and a 42% annual interest rate. 
  • 4 international and 3 domestic complimentary lounge access every year.
  • 1 crore air accidental cover in case of a flight accident. 
  • For emergency hospitalization cases, a Medical insurance cover of Rs. 25 lakh you get when travelling overseas.
  • Up to 25% off on movie ticket booking at the Bookmyshow website every month. 
  • Yes Premia Card
  • 6 reward points for every Rs. 200 spent on all categories 
  • And 3 reward points on selected categories for every Rs. 200 spent. 
  • 750 registration reward when registered at YES PAYNOW. 
  • The value of every reward point is Rs. 0.25 and these reward points have no such limited validity on them.
  • Reward points can redeem against an exclusive gift catalogue. 
  •  Preferential Foreign currency markup of 2.50% only.
  • For the overdue amounts, there is only a 3.5% interest rate per month and a 42% annual interest rate. 
  • 2.5 lakhs will be given in case of the accidental death of the cardholder. 
  • Get 2 priority membership passes per quarter when visiting abroad. 
  • Complimentary 2 domestic lounge access per quarter
  • Up to 25% off on movie ticket booking at the Bookmyshow website. 
  • Yes Prosperity Edge card 
  • 4 reward points for every Rs. 200 spent on all categories 
  • And 2 reward points on selected categories for every Rs. 200 spent. 
  • 500 registration reward when registered at YES PAYNOW. 
  • Reward points can redeem against an exclusive gift catalogue. 
  • The value of every reward point is Rs. 0.25 and these reward points have no such limited validity on them.
  • When spending over 6 lakhs every year, you can earn a 15,000 annual milestone bonus.
  • For fuel transactions between Rs. 400-5000 on any petrol pumps, the fuel surcharge will be waived up to Rs. 250.
  • Complimentary 2 domestic lounge access per quarter.
  • For emergency hospitalization cases, a Medical insurance cover of Rs. 15 lakh you get when travelling overseas.
  • 50 lakhs air accidental cover in case of a flight accident. 
  • Yes Prosperity Rewards Plus card 
  • 4 reward points for every Rs. 200 spent on all categories 
  • And 2 reward points on selected categories for every Rs. 200 spent. 
  • 500 registration reward when registered at YES PAYNOW. 
  • Reward points can redeem against an exclusive gift catalogue. 
  • When spending over 3.6 lakhs every year, you can earn a 12,000 annual milestone bonus. 
  • Only 3.40% preferential Foreign currency markup.
  • The value of every reward point is Rs. 0.25 and these reward points have no such limited validity on them.
  • Yes First Business card 
  • Earn 20000 welcome rewards on your first transaction within the first 30 days of the credit card set-up to date. 
  • You can earn up to 15,000 reward points as a renewal benefit on every renewal. 
  • 8 reward points on every Rs. 200 spent on all categories.
  • Reward points can redeem against an exclusive gift catalogue. 
  • And earn 4reward points for every Rs. 200 spent on selected categories 
  • 1000 reward points when you registered at YES PAYNOW. 
  • When spending over 12 lakhs in a year, you can earn a 20,000 annual milestone bonus on your credit card. 
  • For fuel transactions between Rs. 400-5000 on any petrol pumps, the fuel surcharge will be waived up to Rs. 1000. 
  • For the overdue amounts, there is only a 3.5% interest rate per month and a 42% annual interest rate. 
  • 6 international and 3 domestic complimentary lounge access every year. 
  • 1 crore air accidental cover in case of a flight accident. 
  • 25 lakhs accidental coverage when travelling overseas. 
  • The value of every reward point is Rs. 0.25 and these reward points have no such limited validity on them.
  • Yes Prosperity Business card
  • On the first transaction with your Yes Prosperity Business card, you can get a 10,000 reward point as a welcome gift. 
  • Every time to renew your card you can get 7500 reward points.
  • On every Rs. 200 spends earn 4 reward points overall categories. 
  • And earn 2 reward points on every Rs. 200 spent on selected categories 
  • If you are registered at YES PAYNOW then you will earn 500 registration reward points. 
  • Reward points can redeem against an exclusive gift catalogue. 
  • The value of every reward point is Rs. 0.25 and these reward points have no such limited validity on them. 
  • On annual 6 lakhs spending, you will earn 10000 reward points. 
  • With this credit card, you can get a Rs 2.5 lakhs credit shield cover on the accidental death of the cardholder.
  •  Preferential Foreign currency markup of 2.50% only. 
  • Complimentary priority membership with International lounge access. 
  • 2 complimentary access per calendar quarter to the domestic airline lounge. 

How can you pay with your Yes bank credit card?

There are many payment gateway options which you can use to pay your credit card bills. These are, 

  • You can simply go to the official website of Yes bank and pay your credit card bills. 
  • Another easy way is, when you fill out the application form for a Yes bank credit card, you can set up or select a particular payment gateway. So it will automatically be deducted from your bank account on a particular date on monthly basis.
  • You can also able to clear the payments offline through cheque or cash to pay your Yes bank credit card bills. 

Conclusion : 

In this article we explain about Yes Bank Credit Card Status. Yes bank offers a ton of rewards and offers for their cardholders. Hope this article will clear all your doubts regarding any information about Yes bank credit cards. And you can apply for your customize credit card without any doubt.

Whatsapp Group Join
Telegram channel Join

Leave a Reply

Your email address will not be published. Required fields are marked *